
As we age there are many important things to consider. One of those important considerations is living arrangements. With the aging of America, the retirement living industry has grown exponentially over the past decade providing the seniors of today and tomorrow a vast variety of housing and care options. Understanding the housing choices that are offered can make your selection easier.
The first option is continuing to live at home. As with any other critical decision, you should think about the benefits and challenges of living at home. Some benefits may include being surrounded by friends and family in a familiar setting. Some challenges may include needing outside help with everyday tasks and feeling isolated and lonely.
If you choose to stay at home, think about possible modifications that can be done around your house to make your later years of life easier. This concept of making the home more accessible and safer is called Universal Design. The Virtual Universal Design Tour can show you ideas on modifications that can be made to your home.
The next option is to move to an outside facility. There are various types of settings depending on your desires and needs. Understanding the various options is important to help guide your decisions. Here is a brief overview of housing options for older adults:
Active Adult Communities – offer services and amenities aimed at giving residents a more carefree lifestyle, while also providing social engagement opportunities of all kinds.
Independent Living -refers to a way of life in residential communities designed specifically for those who have reached or are nearing retirement age, but want to remain active and independent.
Assisted Living – is a communal way of life designed for seniors who need help with various daily tasks like grooming, bathing, and medication management, but still wish to remain as independent as possible.
Skilled Nursing Care – provide skilled nursing care, a level of care provided by a registered nurse who monitors a patient’s health and administers treatment around-the-clock.
Residential Care Homes – provide individualized service, often in a standard single-family home. These houses have been modified to accommodate the needs of seniors, and are generally licensed by the state for only two to six beds. Similar to assisted living, residents receive 24-hour care and assistance with activities of daily living, including medication management, housekeeping services, transportation to doctor’s appointments as needed, meals, and social programs.
Continuing Care Retirement Community (CCRC) – offers several different senior living options or care levels all on one campus. It provides a peace-of-mind guarantee of care to residents for the rest of their lives.
Long-Term Care – refers to any community that provides 24-hour care on a long-term basis. Assistance generally includes regular supervision, help with activities of daily living as needed, medication reminders, housekeeping, meals, and social activities.
Memory Care – long-term care that helps those with dementia of Alzheimer’s disease. Memory care is either offered at a stand-alone community, or as an add-on service at some assisted living facilities, Continuing Care Retirement Communities, and nursing homes.
Housing decisions are unique to everyone and will depend on personal preferences, financial resources, and care needs. The National Association of Area Agencies on Aging offers A Guide for Making Housing Decisions that provides more detailed information for housing options for older adults.
Written by: Kathy Tutt, Family and Consumer Sciences Educator, Ohio State University Extension, Clark County
Sources:
National Association of Area Agencies on Aging, Housing Options for Older Adults: A Guide for Making Housing Decisions, retrieved from: https://www.usaging.org/files/HousingOptions.pdf
Prosch, T. (2014). The Other Talk: A Guide to Talking with your Adult Children About the Rest of Your Life. United States: McGraw-Hill Education.
My wife and I just had a conversation over the weekend related to this. She asked if we could stay in our home as we grow older. We are currently looking at making our home more accessible. Thanks for this timely article.